What is the Byron Bank Customer Value Program?

This special program is designed to give our valued customers extra values. Like free money-saving discounts from participating local businesses, plus discounted services and complimentary products from your friends at Byron Bank. Membership is free by simply maintaining a checking account. There are three levels: Preferred Bronze, Premium Silver, and Elite Gold; each offering special no-cost benefits.

Preferred Bronze Members
Your membership as a Preferred Bronze Member will bring you many banking benefits along with money saving discounts in your community.

How to become a Preferred Bronze Member:
Becoming a Preferred Bronze level member is easy...simply open a Better Than Free Checking account. A Better Than Free Checking account requires no minimum monthly balance and you will receive unlimited check writing capabilities!

Some of the benefits of being a Preferred Bronze Member:
- Consumer Loan - ¼% loan discount with auto pay
- Mortgage - $50.00 discount on closing fee
- Insurance - 10% discount on home, auto, and long term care (not

  to be combined with other group discounts)
- Safety Deposit Boxes - $5.00 off annual fee with auto pay
- Investment Center - Free basic consultation

Premium Silver Members
As a Premium Silver Member you can look forward to enjoying many benefits from the bank and throughout your community.

How to become a Premium Silver Member:
To become a Premium Silver member you must have a Preferred Plus Checking account. The Preferred Plus Checking account requires a $500.00 opening balance and you must maintain a monthly balance of $500.00 or $2,000.00 in savings or $5,000.00 in a CD.

Some of the benefits of being a Premium Silver Member:
- Consumer Loan - ¼% loan discount with auto pay plus save $25.00 off processing    fee
- Mortgage - $100.00 discount on closing fee
- Insurance - 10% discount on home, auto, and long term care (not to

  be combined with other group discounts)
- Safety Deposit Boxes - 25% off first year 3” x 5” or 3” x 10” size
- Investment Center - Free basic consultation

Elite Gold Members
Becoming an Elite Gold Member can bring you many benefits not only from the bank, but also within your community.

How to become an Elite Gold Member:
To become an Elite Gold Member you must have a High Interest Plus Checking account. In order to qualify for the High Interest Plus Checking account you must have an opening balance of $2,500.00 or $5,000.00 in a savings account or $10,000.00 in a CD.

Some of the benefits of being an Elite Gold Member:
- Consumer Loan - ¼% loan discount with auto pay plus $50.00 off processing fee.
- Mortgage - $150.00 discount on closing fee.
- Insurance - 10% discount on home, auto and long term care (not to be combined

  with other group discounts)
- Safety Deposit Box - 50% off first year 3”x 5” or 3” x 10” size
- Investment Center - Free basic consultation and portfolio analysis with a CFP

  ($75.00 value)

Products and services offered by Byron Insurance are not FDIC insured, not bank guaranteed and may be subject to investment risk.

Securities are not insured by the FDIC or any other federal government agency, are not deposits or obligations of Byron Bank, are not guaranteed by the bank, and are subject to risks, including possible loss of principle

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